Text 10777, 100 rader
Skriven 2013-10-16 17:07:57 av Roy Witt (1:387/22)
  Kommentar till text 10746 av Mark Hofmann (1:261/1304)
Ärende: Obama Scare Premiums
============================
 Brer Mark Hofmann wrote to Brer Roy Witt about Re: Obama Scare Premiums:



 RW>> A Silicon Valley reader tells me: "My premiums have gone up..
 RW>> Daughters went up 155%, wife's went up 108% and mine doubled as
 RW>> well. Now, new totals are over $1200 a month.
 RW>>
 RW>> "Double premiums for the same service as before. Am I missing
 RW>> something here? And, I voted for Obama."

 MH> I work in the healthcare field and can verify these huge increases

I like your intro...even though I knew that you work at a hospital in
Maryland.

 MH>  in premiums.  All the people in the organization where I work are
 MH> about to see their healthcare premiums go up by at least 80%, most
 MH> near 100% (double).

I can believe that.

 MH> I know for a fact that my insurance premium taken from my paycheck
 MH> will be just about double what it is right now.  In addition to
 MH> paying twice as much, our coverage is going to be half of what it
 MH> was.  All co-pays, deductibles, etc will be on average - double -
 MH> what they are today.

Hmmm. Somebody here made just the opposite claim. Yet, no one that I know
has been bragging about their health care premium decrease under this
plan. Everyone seems be saying that their premiums will double up or more.

 MH> The simple fact health insurance companies are forced to cover "kids
 MH> until age 26 (which is really an adult)",

I can only assume that the reason for this is high unemployment for the
young people in the country or they're students still living at home and
going to school. Twenty two is an average age where most college students
graduate, but they could also be attending schools of medicine or law,
which requires more schooling.

 MH> is going to cause a dramatic increase in premiums.  To my knowledge
 MH> there is no checks and balances being put in place to verify these
 MH> "kids" don't have jobs where they can buy their own plan.

Only one that I can think of is filing an IRS income tax form. Of course,
if they're working 'under the table', they won't be doing that for a
while.

 MH> Here are some of the take aways from my organization.

 MH> If you have a working spouse - and the spouse can get their own
 MH> insurance, you must pay an extra $40 per paycheck to keep them on the
 MH> plan.

Considering the alternative, that might be cheaper than your spouse having
to pay high premiums for their own insurance.

 MH> If you smoke, an additional $50 per pay, if you don't partifipate in
 MH> their "wellness" plan, another $50 per pay.

Wow...if you smoke a pack a day and have to pay the additional premiums,
it might just pay to quit smoking, which is the bottom line for insurance
companies. Supposedly they think that you're going to be healthier than a
smoker.  As for the 'wellness' plan, how much time do they think you have
in a 24 hour day. You get up, rush to work, then rush home and flop in
your easy chair and take a nap.

 MH> That is $140 "extra" right there if you hit that trifecta.  These
 MH> added "penalties" are in addition to the cost going up 100%.

That really sucks, sucks like having the jerk mayor of NYC telling you
that you can't have a 32oz soda, but you can buy 2, 16oz sodas.

 MH> I have also seen the local health exchanges.  The lowest cost plan
 MH> was for a "single" person at $180/month.  But wait for the best
 MH> part......

 MH> It comes with a $10,000 deducible!

In insurance company parlance, that's called; stick it to um...

 MH> For the few unlucky souls that participate in the health exchanges
 MH> who don't read the fine print and don't know what a deducible is,
 MH> they will be in for a big surprise when they find out they still owe
 MH> up to $10,000 in a calendar year. - Mark

LOL! By the time you reach the limit of your deductable, that means you
might live...


         R\%/itt - K5RXT

 Reminder: "On Friday September 8th 2006, Mike Godwin's 16 year experiment
 was concluded and Godwin's Law was officially repealed by a MAJORITY vote
 among millions of individuals." http://repealgodwin.tripod.com/

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