Text 7827, 60 rader
Skriven 2008-04-08 16:25:46 av Ruth Haffly (1:396/45.28)
   Kommentar till text 5002 av Carol Shenkenberger (11029.cooks)
Ärende: shopping
================
Hi Carol,

 >  CS> so go in then.  If i need to do a run to Lowes for example, it's by a
 >  CS> food lion and a decent super Kmart.  Krogers is on the way back from
 >  CS> Asian Market and both are on the way back from Oceana (chiro).

 > As long as they're on the route, why not stop? You'll usually find
 > something you can use.

 CS> But often I didnt need anthing and plan out my trips sort of based on
 CS> what i need or when I have time. One loop for example takes me to the
 CS> Asia grocery, then Krogersm and Home Depot, then Petsmart then home.
 CS> All easy so ame side of the highway as i am on til the turn to
 CS> petsmart (which I have to do
 CS> anyways to get home).

Steve will sometimes call me to ask if there's anything he needs to pick
up before coming home from work. The commissary is the opposite way of
how he has to go to get home from where he works but is convenient
enough that he can pick something up.  There are times I'll tuck a short
list into his hat the night before, too. (G)


 >  CS> The kitchen remodel and the rest of the house carpet will have to
 >  CS> wait, but they can wait easily.
 CS>  >
 > As long as this is your retirement place, you've got all the time in the
 > world.  We know we'll be looking for a place to call our own at some
 > point in our lives; don't know how much work we'll have to put into it.

 CS> Best bet?  Ignore ugly wallpaper and carpet, pay attention to the rest
 CS> as it will be a bit before you can fix them.  Buy well *under* what
 CS> the relator and bak say you can afford.  They just want your interest
 CS> money and unless
 CS> pressed tot he wall on it, wont tell you that cute little 600$ a month
 CS> payment is really 1200$ when you add the tax and insurance you have to
 CS> pay for. Anticipate about 1200$ a year in 'sudden repairs' but they
 CS> wont all hit at any even scale.  One year you need none, another you
 CS> need 5,000$ for a roof job.


 CS> Even with that, you start to more than break even with rent proices in
 CS> about 5 years and it's all gravy after that.

Yes, but we know we don't want to retire here. The only place we would
have considered buying a house because we wanted to retire there, we
didn't.  That was in AZ and we could have had it paid off by now if we'd
gone with a 15 year mortgage.  Oh well, gives us more time to dream
about our ideal home. (G)

---
Catch you later,
Ruth
rchaffly@earthlink.net  FIDO 1:396/45.28


... There cannot be a crisis today; my schedule is already full.

--- PPoint 3.01
 * Origin: Sew! That's My Point (1:396/45.28)