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Text 22458, 70 rader
Skriven 2008-10-23 15:14:32 av Roy Witt (1:397/22)
  Kommentar till text 22405 av Dale Shipp (1:261/1466.0)
Ärende: Distortion
==================
22 Oct 08 23:22, Dale Shipp wrote to Roy Witt:

 DS>>> I am reasonably certain that a check here in the US can only be
 DS>>> cashed by the person whose name is in the "Pay to" field

 RW>>> Nope. Haven't you seen the signs in some establishments; "No third
 RW>>> party checks" ?

 DS>> Please explain how your statement has any connection to mine?

 RW>> The relationship is two-fold. (1) Your statement that a check may
 RW>> only be cashed by the payee (Pay to) is incorrect. (2) The payee may
 RW>> sign that check over to a third party. Thus, the 'Pay To' person is
 RW>> NOT the only one who can cash that check.

 DS> I would like to see you try to cash a check for which some one else
 DS> is the payee.

If you come to Texas, I'll show you how it's done.

 DS> It will not happen in this country.

You mean in Maryland. I've cashed third party checks in California too.

 DS>  The point of the thread, if you had been paying attention, is that
 DS> checks in Germany are payable to bearer no matter who is in the payee
 DS> field.

That's not what Bob said.

 DS> If the payee signs the check over to a third party then that person
 DS> becomes the payee and the payee is still the only person who can cash
 DS> the check in this country.

No, the original payee is the name in the Pay To field, but he is no
longer the payee after he signs it over to a third party. That person then
becomes the payee, just as if his name were in the Pay To field.

 DS> The term "no third party checks" is often posted in business
 DS> establishments to state that they will not cash a check written by a
 DS> third party, even if you are the payee.  They usually mean that they
 DS> will only cash checks your checks that have been written to them by
 DS> you. That is not at all what you are talking about above.

On the contrary. Any establishment (that accepts checks) will cash a check
that you (1st party) write to them (2nd party). Some establishments will
also cash a check made out to a '2nd party' - who has signed it over to
you (3rd party). The 'payee' line on the front of the check bears the 2nd
party's name, while his signature (and ID information) is written on the
back, with or without a note that they have assigned it to you (third
party). Easier done than said.

 DS>>  It is talking about something very different and is not relevant to
 DS>> the thread discussion.

 RW>> Actually, it is very relevant and shows your error.

 DS> Actually, it shows that you don't know what you are talking about and
 DS> don't have any idea what is being discussed.

I'm sorry your blind to your own ignorance, but perhaps it'd be best if
you'd clean your dirty mirror...then you wouldn't look like a fool with
both feet stuck in your mouth.

                R\%/itt



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