Text 30932, 94 rader
Skriven 2012-11-10 12:46:00 av JIM WELLER (1:123/140)
     Kommentar till en text av MICHAEL LOO
Ärende: mind you 533
====================
-=> Quoting Michael Loo to Dave Drum <=-

 ML> I don't see that the current system is particularly
 ML> wonderful, with the bank trying to screw the mortgagee to make its
 ML> numbers

Canada has some pretty strong safeguards in place: strong federal
legislation (the Bank Act), federal oversight (the Superintendent of
Banking, which is part of the Ministry of Finance, and CMHC (a crown
corporation that provides mortgage insurance and who also answers to
the S of B). Consequently banks cannot lend on an uninsured basis
without 20% equity, verified by appraisal. And CMHC will not provide
insurance without 5% equity, verified employment and income, a
reasonable credit score, a mortgage debt serving ratio under 32%
and a total debt ratio under 40%. In theory a non-bank could book
high ratio mortgages with whatever lending criteria they see fit but
as you pointed out those kinds of operations don't last very long
and have never been a substantial part of the big picture here.

MMMMM-----Meal-Master - formatted by MMCONV  2.10

     Title: Roasted Garlic And Feta Chicken Sausage
Categories: Sausages, Chicken, Cheese, Grill
  Servings: 4 pounds

      3 sm heads garlic
      1 TB olive oil
      4 lb pounds skin on, boneless
    chicken thighs, cubed
     10 oz feta cheese, crumbled,
    divided
    1/4 c  finely chopped shallots
      2 TB finely chopped fresh oregano
      2 TB kosher salt
      1 TB freshly ground black pepper
      2 TB red wine vinegar, chilled
      2 TB juice from 1 to 2 lemons,
    chilled
           Natural hog casings, soaked
           in lukewarm water for at
           least 30 minutes and rinsed

Type of fire: Direct
Grill heat: medium-high

Preheat oven to 350 F. Cut top quarters off of heads of garlic.
Place garlic cloves, cut side down, in center of a sheet of aluminum
foil and drizzle with olive oil. Seal foil and place directly on
oven rack. Cook until cloves are browned and very soft, about 20
minutes. Remove from the oven, let cool for 10 minutes, then squeeze
cloves out of the skin into a small bowl.

Combine garlic, chicken, 1/2 of the feta cheese, shallots, oregano,
salt, and pepper in a large bowl. Chill until ready to grind.

Grind the mixture through a meat grinder, fitted with small die,
into a bowl set in ice.

Using paddle attachment of a standing mixer, mix on low speed for 1
minute. Add remaining feta, vinegar, lemon juice, increase speed to
medium, and mix until liquid is incorporated, about 1 minute more.

Form a small sausage patty; place rest of sausage mixture in
refrigerator. Cook patty in a small frying pan over medium-high heat
until cooked through. Taste and adjust seasonings of sausage if
necessary.

Stuff sausage into hog casings and twist into 6-inch links.
Refrigerate until ready to cook.

Light one chimney full of charcoal. When all the charcoal is lit and
covered with gray ash, pour out and spread the coals evenly over
entire surface of coal grate. Set cooking grate in place, cover
grill and allow to preheat for 5 minutes. Clean and oil the grilling
grate. Grill over medium-high direct heat until sausage registers
160 F when an instant read thermometer is inserted in middle of
link. Remove from grill, let rest for 5 minutes, and serve.

Joshua Bousel

  From: Serious Eats

MMMMM-------------------------------------------------



YK Jim


... We've had enough to drink. Now let's have too much.

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